FAIR VIEW INSURANCE
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  • Home
  • Phone: 090 661 7111
  • About Us
  • Our Services
    • Retail
    • Transport & Logistics
    • Professions
    • Construction
    • Corporate
    • Affinity Programmes
  • General Information
    • Contact Us
    • Terms of Business
    • Privacy Statement
    • Cookie Policy
    • Commissions


COMMISSION / FEE STRUCTURE

As an SME business, we are very aware of the importance of your business to you. This is not just your job, but also your savings, your pension, and your children's education: indeed, it is your most valuable asset. As insurance agents, our role is to arrange suitable protection and afford you the peace of mind to know that this valuable asset is protected         
The most important factor in arranging this protection is the choice of insurers.

CHOICE OF INSURERS 
At Fair View Insurance, we believe that the choice of insurer is of paramount importance. We only work with a small number of select insurers. Our aim is to target specific industry sectors and identify the insurers who are most appropriate to that specific sector. We do not just rely on their Central Bank accreditation but also look at several other key factors, including their understanding of the Irish market, their understanding of the market sector, their long-term commitment to the market, their underwriting standards and most importantly, their process for dealing with claims         

FAIR VIEW INSURANCE COSTS
At Fair View Insurance Limited, we strive to keep our costs to our customers as low as possible. We strive to work to a margin of 30 percent on the smaller cases, and this reduces substantially as the premiums rise. 
These earnings are made up as a combination of commissions and/or fees.
        
COMMISSIONS         
Our primary function is to act as your agent and this is enshrined in everything that we do. We do however undertake many tasks on behalf of the insurers, such as collecting the premiums, issuing the documents etc. As we charge the insurers by way of commission for performing these tasks, this enables us to reduce the charges that we levy on our customers . This is particularly relevant on the smaller more streamlined business classes. As a result the more we charge the insurers, the lower our charge to the consumer.
Fair View Insurance Ltd T/A Fair View Insurance receive the following commission from each client policy sale:

AIG

Policy Description
Commission
Sports Clubs
Professional Indemnity 
Public Liability
Group Personal Accident
Cyber
Marine Cargo
Property owner
D&O
Excess Casualty
Commercial Combined
Office / Surgery
Shop
Personal Accident
15%
20%
15%
15%
15%
15%
20%
15%
15%
20%
20%
20%
15%

Assess Ireland

Policy Description
Commission
Inspection
0%

Arachas T/A Capital IM

Policy Description
Commission
Commercial Combined
Fleet
Property owner
Liability
10%
5%
15%
15%

Aviva

Policy Description
Commission
Motor
House
Travel 
fleet
Commercial Combined
farm
Shop / Office / Surgery
Cyber
Liability
C.A.R
Engineering / Inspection
5%
15%
5%
5%
15%
15%
15%
15%
15%
15%
15%

Axa

Policy Description
Commission
Shop / Office / Surgery
House
Motor
Commercial
Fleet
15%
15%
5%
15%
5%

BrokerOptions

Policy Description
Commission
Shop / Office / Surgery
House
Motor
Commercial
Fleet
15%
15%
5%
15%
5%

Bump Insurance

Policy Description
Commission
Liability
Property
Professional Indemnity
15%
10%
10%

Cover Centre

Policy Description
Commission
Motor
Home
5%
15%

Dolmen Underwriting

Policy Description
Commission
Home
Liability
Property owner
15%
10%
10%

Footprint Underwriting

Policy Description
Commission
Motor
5%

Frost Underwriting

Policy Description
Commission
Commercial
Home
15%
15%

Hickey Clarke & Langan

Policy Description
Commission
Home
10%

Isure

Policy Description
Commission
Shop / Office / Surgery
Public Liability
property owner
Commercial Combined
15%
15%
15%
15%

KennCo Underwriting

Policy Description
Commission
Home
Motor
Road risk
Internal risk
Travel
Cyber
15%
5%
5%
15%
5%
15%

Willis

Policy Description
Commission
Commercial
Combined
tbc
tbc

NBS

Policy Description
Commission
Public Liability
Commercial Combined
Pub / restaurant
12%
15%
15%

Optis Insurance

Policy Description
Commission
Public Liability
Shop / Office / Surgery
C.A.R
Commercial Combined
Personal Accident
Professional Indemnity
Guesthouse
Property Owner
Self Build
Pub / restaurant
15%
15%
15%
15%
15%
20%
15%
15%
15%
15%

Ornella Underwriting

Policy Description
Commission
Motor
special type
fleet
5%
5%
5%

Specialist Underwriting Services (SUS)

Policy Description
Commission
Commercial Combined
Professional indemnity
15%
15%

The Underwriting Exchange

Policy Description
Commission
Public Liability
Fleet
Commercial Combined
0%
0%
0%

Wrightway Underwriting

Policy Description
Commission
Motor
House
5%
15%

Zurich Insurance

Policy Description
Commission
Motor
House
Fleet
Commercial Combined
Shop / Office / Surgery
Professional IndemnityInspection
5%
15%
5%
15%
15%
15%
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Terms of Business
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Commissions

Fair View Insurance, 3 Fair View Terrace, Athlone, Co Westmeath, N37 F2A3.
Email:  [email protected]
Fair View Insurance Ltd T/A Fair View Insurance is regulated by the Central Bank of Ireland.