COMMISSION / FEE STRUCTURE
As an SME business, we are very aware of the importance of your business to you. This is not just your job, but also your savings, your pension, and your children's education: indeed, it is your most valuable asset. As insurance agents, our role is to arrange suitable protection and afford you the peace of mind to know that this valuable asset is protected
The most important factor in arranging this protection is the choice of insurers.
CHOICE OF INSURERS
At Fair View Insurance, we believe that the choice of insurer is of paramount importance. We only work with a small number of select insurers. Our aim is to target specific industry sectors and identify the insurers who are most appropriate to that specific sector. We do not just rely on their Central Bank accreditation but also look at several other key factors, including their understanding of the Irish market, their understanding of the market sector, their long-term commitment to the market, their underwriting standards and most importantly, their process for dealing with claims
FAIR VIEW INSURANCE COSTS
At Fair View Insurance Limited, we strive to keep our costs to our customers as low as possible. We strive to work to a margin of 30 percent on the smaller cases, and this reduces substantially as the premiums rise.
These earnings are made up as a combination of commissions and/or fees.
COMMISSIONS
Our primary function is to act as your agent and this is enshrined in everything that we do. We do however undertake many tasks on behalf of the insurers, such as collecting the premiums, issuing the documents etc. As we charge the insurers by way of commission for performing these tasks, this enables us to reduce the charges that we levy on our customers . This is particularly relevant on the smaller more streamlined business classes. As a result the more we charge the insurers, the lower our charge to the consumer.
The most important factor in arranging this protection is the choice of insurers.
CHOICE OF INSURERS
At Fair View Insurance, we believe that the choice of insurer is of paramount importance. We only work with a small number of select insurers. Our aim is to target specific industry sectors and identify the insurers who are most appropriate to that specific sector. We do not just rely on their Central Bank accreditation but also look at several other key factors, including their understanding of the Irish market, their understanding of the market sector, their long-term commitment to the market, their underwriting standards and most importantly, their process for dealing with claims
FAIR VIEW INSURANCE COSTS
At Fair View Insurance Limited, we strive to keep our costs to our customers as low as possible. We strive to work to a margin of 30 percent on the smaller cases, and this reduces substantially as the premiums rise.
These earnings are made up as a combination of commissions and/or fees.
COMMISSIONS
Our primary function is to act as your agent and this is enshrined in everything that we do. We do however undertake many tasks on behalf of the insurers, such as collecting the premiums, issuing the documents etc. As we charge the insurers by way of commission for performing these tasks, this enables us to reduce the charges that we levy on our customers . This is particularly relevant on the smaller more streamlined business classes. As a result the more we charge the insurers, the lower our charge to the consumer.
Fair View Insurance Ltd T/A Fair View Insurance receive the following commission from each client policy sale:
AIG
|
Assess Ireland
Arachas T/A Capital IM
|
Aviva
|
Axa
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